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Notes to the Group’s Financial Statements

5 Staff costs
P&C insurance
EURm 2014 2013
Staff costs
Wages and salaries -374 -390
Cash-settled share-based payments -18 -22
Pension costs
- defined contribution plans -47 -51
- defined benefit plans (Note 31) -24 -22
Other social security costs -75 -79
P&C insurance, total -537 -564
Life insurance
EURm 2014 2013
Staff costs
Wages and salaries -33 -33
Cash-settled share-based payments -4 -5
Pension costs - defined contribution plans -5 -5
Other social security costs -4 -3
Life insurance, total -46 -46
Holding
EURm 2014 2013
Staff costs
Wages and salaries -8 -8
Cash-settled share-based payments -9 -12
Pension costs - defined contribution plans -2 -3
Other social security costs -0 -1
Holding, total -20 -23
EURm 2014 2013
Group, total -603 -634
More information on share-based payments in note 36 Incentive schemes.
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